
Home Lending Credit Analyst – Shape Credit & Grow with a Fintech on the Rise
Platinum People Group
Posted 5 days ago
Not just a Credit Assessor job—this is your launchpad
Here’s your chance to work in a fintech that’s reshaping mortgage lending in Australia. With 2–5% deposit loans and no Lenders Mortgage Insurance, this business is unlocking homeownership for buyers who’ve long been shut out.
Now they’re scaling even faster—launching a new third-party broker channel that’s set to bring a wave of growth and opportunity. As they expand both direct and broker-introduced lending, they’re adding multiple Credit Analysts to help power their next chapter.
Why this role is different
Sure, you’ll assess residential mortgage applications—but you’ll also help shape smarter processes, collaborate with product and tech, and influence how the credit team scales. This is a role with plenty of autonomy, visibility, and potential.
With the broker channel launching and volume increasing rapidly, new growth roles are on the horizon—and this is your chance to grow with the team from the inside. Be part of the build!
What you’ll be doing:
Own end-to-end credit assessment of home loan files
Present clear, policy-aligned recommendations to the Credit Committee
Help deliver loans with low deposits (2–5%) and no LMI
Collaborate across credit, CX, product and engineering
Contribute to internal process improvements and automation
Support a broker channel that's expanding fast—and shaping the future of lending
Who you are:
1–2 years in residential mortgage credit (must have a DLA or recently held)
Experience with a variety of home loan borrower types (prime, near-prime, non-bank)
Detail-driven and confident owning credit outcomes
Tech-curious—you adapt quickly and think in systems
Excited by the chance to grow as the team scales
Why join now?
$100K–$110K (neg) + Super + Bonus + Employee Share Options
Be part of one of Australia’s most accessible lending models
Career progression as new teams and roles emerge
Work alongside founders, credit leaders and a high-performing team
Shape smarter lending and a better path to homeownership
The broker channel is launching. The growth is real. Your opportunity is now.
Apply today or contact Roland Youakim for a confidential discussion.
About Platinum People Group
This company does not have any further information provided at this time. We encourage you to research the company by searching for them to learn more about the company or role in question before applying.
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