About the Company:

Our client is a high-growth, technology-driven non-bank lender with a strong reputation in the Australian financial services market. With a focus on innovation, customer experience, and responsible lending, the company is entering an exciting new phase of growth and is seeking a skilled Senior Legal Counsel to join its legal team.

The Opportunity:

This is a senior and influential role that will see you partnering closely with the General Counsel and executive team to provide legal guidance across a wide range of commercial, regulatory, and operational matters. While experience with the Consumer Credit Code or Responsible Lending Regulations is highly regarded, we also welcome candidates with broader experience in consumer financial services such as personal lending, mortgages, BNPL, credit cards, or fintech.

Key Responsibilities:

• Provide strategic legal advice on consumer credit products, business initiatives, and regulatory obligations.
• Act as a trusted legal advisor to senior leadership, supporting business decision-making with risk-aware guidance.
• Lead legal input into the design and launch of new financial products and services.
• Oversee legal risk management and ensure alignment with internal risk and compliance frameworks.
• Draft, review, and negotiate a variety of agreements, including lender arrangements, funding documentation, service contracts, and distribution partnerships.
• Interpret and advise on relevant legislation and regulatory guidance, including the NCCP Act, ASIC guidance, and APRA/ACCC regulations where applicable.
• Liaise with external counsel and manage legal spend efficiently.
• Contribute to regulatory engagement and submissions as required.
• Collaborate cross-functionally with product, compliance, credit, risk, and operations teams to enable innovation within regulatory boundaries.
• Drive continuous improvement of legal processes, templates, and policies to increase efficiency and consistency.

About You:

• 5+ years' post-qualification experience, ideally in-house within financial services, or from a top-tier law firm with relevant exposure.
• Strong knowledge of consumer finance law and regulatory frameworks; direct experience with responsible lending or the NCCP Act is a plus but not essential.
• Commercially minded with the ability to balance legal risk and business objectives.
• Confident communicator with strong stakeholder engagement skills.
• A proactive, adaptable professional who thrives in a fast-paced, evolving environment.

Why This Role?

• Join a growing, forward-thinking organisation where legal is seen as a strategic enabler.
• Work closely with experienced leaders on impactful, high-visibility projects.
• Contribute to a customer-centric and innovation-led approach to lending.

How to Apply:

If you're ready to take the next step in your legal career and make a tangible impact in the financial services space, apply now with your CV.

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