Junior Credit Role:

· Review client-submitted supporting documents for completeness and relevance to application requirements.

· Cross-check submitted documentation against lender-specific requirements and aggregator compliance standards.

· Ensure documentation quality and audit readiness to support loan lodgement.

· Conduct income assessments for PAYG and self-employed applicants in line with lender policies.

· Complete serviceability calculators and funding position summaries to support credit decisions.

· Identify inconsistencies or risks in income documentation and escalate where required

· Prepare lender notes, loan scenarios, and pricing or valuation requests.

· Complete accurate and compliant loan lodgements within the appropriate lender platforms and timelines.

· Ensure alignment with credit policy and required documentation standards prior to submission.

· Track and manage loan applications from lodgement through to formal approval.

· Proactively follow up and respond to Missing Information Requests (MIRs) or lender exceptions.

· Liaise with clients, brokers, lenders, builders, and conveyancers to obtain information and provide status updates

· Ensure finance clause deadlines are met through proactive management and communication.

· Collaborate with the settlements team to ensure a smooth settlement process for clients

· Ensure final documentation and CRM updates are completed to close off the application lifecycle.

Essential Skills:

· Experience in an Administrative role

· Good communication both written and verbal

· Willingness to learn

· Ability to work within a team environment as well as independently

· Experience in the Mortgage or Banking industry – Desirable but not essential