Credit Analyst/Underwriter - Unsecured Consumer Credit

FourQuarters Recruitment
Melbourne, VIC
A$120,000 p/a
Banking & Financial Services → Credit
Full-time
Hybrid

Posted 6 hours ago


We're working with a fast-growing financial services business looking to hire an experienced Credit Analyst/Underwriter to support the assessment and decisioning of unsecured consumer credit products, including: BNPL, personal loans, and credit cards. This role is ideal for someone with expertise in the Australian consumer credit space and a strong track record of working in fast-paced environments.

The Role:

  • Assess and decision credit applications within your delegated authority
  • Ensure compliance with NCCP, responsible lending, and internal credit policies
  • Prioritise and manage high-volume queues across automated and manual systems
  • Recommend improvements to underwriting processes, scorecards, and credit policies
  • Review portfolio performance and provide actionable insights
  • Support escalated decisions and contribute to real-time credit interventions
  • Flexible to work late shifts and/or weekends as needed

What We're Looking For:

  • 4+ years of experience in consumer credit analysis/underwriting (BNPL, personal loans, credit cards)
  • Strong understanding of Australian credit regulations and reporting agencies
  • Proven ability to manage high-volume credit decisions under pressure
  • Skilled in assessing both recurring and closed-end lines of credit
  • Strong analytical mindset with a focus on outcomes and compliance
  • Flexibility and resilience to operate effectively in a dynamic, fast-paced setting

This is a fantastic opportunity for a high-calibre analyst/underwriter ready to step into a role with significant impact and visibility. If you're looking for your next challenge in the consumer finance space, get in touch with Jack Green at [email protected] | 0472 707 645 to learn more or apply now.

*Note: applicants must hold full working rights in Australia


About FourQuarters Recruitment

Sydney, NSW, Australia

This company does not have any further information provided at this time. We encourage you to research the company by searching for them to learn more about the company or role in question before applying.

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