Logo for Senior Resi/Commercial Mortgage Credit Analyst

Senior Resi/Commercial Mortgage Credit Analyst

Marble Money Pty Ltd
Sydney, NSW
A$110,000-$140,000 p/a
Banking & Financial Services → Mortgages
Full-time
On-site

Posted 13 hours ago


Company Overview

Remara Group is an Australian-based alternative asset manager with over $2.4 billion in assets under management, specialising in private credit, real estate, and tactical investment opportunities. Through its vertically integrated structure, Remara delivers tailored, long-term capital solutions with a strong focus on co-investment, transparency, and alignment of interests.

Marble Money, as part of the Remara Group, is a private credit provider with a focus on residential, commercial, SMSF and private lending. With a growing national presence and commitment to responsible lending, Marble offers dynamic and flexible funding options to meet the evolving needs of borrowers.

Role Summary

We are seeking a highly experienced and motivated Senior Credit Assessor to join our Real Estate Credit division. This role is responsible for assessing complex credit applications across both regulated and unregulated lending, including SMSF structures, trusts, companies, and high-net-worth individuals. You will play a key role in managing risk while enabling the growth of our lending book through high-quality credit decisions.

Key Responsibilities

Assess and make recommendations on complex commercial and retail mortgage applications, including SMSF and private funding structures.

Review and analyse financial statements, trust deeds, tax returns, lease agreements, and corporate structures to determine borrower capacity and risk.

Apply expert judgment to assess serviceability, security position, and overall transaction suitability in line with credit policy and risk appetite.

Prepare clear, concise, and commercially astute credit submissions for presentation to the Credit Committee.

Work closely with brokers, relationship managers, and internal stakeholders to structure proposals and provide credit guidance.

Ensure compliance with all internal credit policies, responsible lending obligations, and applicable regulatory requirements.

Present complex proposals to the Credit Committee and provide recommendations based on a balanced risk–return assessment.

Identify process improvement opportunities and contribute to ongoing credit process optimisation.

Mentor junior team members and contribute to knowledge sharing within the credit team.

Assist with credit-related projects, reporting, and other responsibilities as required.

Key Requirements

Minimum 5 years’ credit assessment experience in commercial or specialist mortgage lending.

Prior experience with SMSF, trust, and company lending structures essential.

Strong technical understanding of real estate and credit risk assessment principles.

Proven ability to interpret financial information and legal documentation.

Exceptional written and verbal communication skills.

High attention to detail and strong analytical thinking.

Ability to manage competing priorities in a fast-paced, deadline-driven environment.

Tertiary qualification in Finance, Commerce, Credit Management, or a related field (preferred).

Experience with private or non-bank lending necessary.


About Marble Money Pty Ltd

Sydney, NSW, Australia

This company does not have any further information provided at this time. We encourage you to research the company by searching for them to learn more about the company or role in question before applying.

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