About the Role

We're on the lookout for a Commercial Credit Analyst with a sharp eye for assessing loan scenarios. If you love diving into financials, evaluating risks, and helping structure smart lending decisions, this role is for you! You'll work with brokers, relationship managers and business stakeholders to ensure loans align with commercial lending standards while keeping risks in check.

What You’ll Be Doing

Assessing loan scenarios – Reviewing commercial lending cases and determining feasibility.

Crunching the numbers – Analyzing cash flow, balance sheets, and revenue to understand borrower financials.

Evaluating credit risk – Checking business viability, repayment ability, and risk exposure.

Keeping things compliant – Making sure loans meet industry standards and fit non-coded lending guidelines.

Providing loan structuring advice – Helping create financing solutions that work for businesses.

Working with stakeholders – Collaborating with brokers, clients, and internal teams to verify loan details.

Detecting fraud and misrepresentation – Conducting document checks to minimize risks.

Reviewing portfolio impact – Making sure new loans contribute to a well-balanced book.

What You Bring to the Table

1 + years in commercial credit analysis, underwriting, or risk assessment.

Strong grasp of Australian commercial lending standards and non-coded loan structures.

Experience in financial modeling, risk evaluation, and complex scenario assessment.

A keen eye for detail and solid problem-solving skills.

Confidence in interpreting financial data and recommending smart decisions.

Great communication skills—able to liaise with brokers, clients, and lending partners.

Familiarity with valuation processes and property-based security assessments.

Nice to Have

Background in commercial real estate, development finance, or business lending.

Knowledge of Australian financial regulations affecting commercial lending.

This role is perfect if you're a finance pro who thrives on analyzing unique lending scenarios, enjoys digging into the details, and wants to make a real impact in commercial credit decisions.