Shape the Future of Client Success with 3Finance
At 3Finance, we’re not just processing loans — we’re solving complex financial puzzles and delivering outcomes that change lives. We’re looking for a proactive and detail-focused Credit Analyst or Para Broker to join our high-performing team on a permanent part-time or full-time basis.

If you love working with numbers, data, and people, this is your chance to be part of a supportive, growth-focused environment where your expertise directly contributes to our clients’ success. In this pivotal, client-facing role, you’ll:

Spot and resolve information gaps before they become issues

Interpret complex lending scenarios with clarity and confidence

Collaborate to create quality advice and life changing outcomes for our clients

Help streamline and improve our processes for even greater efficiency

You’ll join a team that values excellence, collaboration, and continual improvement — and we’ll back you with the tools, training, and environment to thrive.

Roles & Responsibilities
In this role, you will work closely with our Managing Director and our Broker Team to support clients through the full lending journey — from initial assessment to settlement — ensuring every application is accurate, compliant, and positioned for success. Your responsibilities will include:

Loan Assessment & Structuring

Analyse client financials, income streams, and ownership structures to build accurate statements of position and servicing calculations.

Prepare detailed financial analysis to inform lending strategies and deal structuring.

Identify potential risks and opportunities to ensure applications meet both client goals and lender requirements.

Map out tailored lending structures aligned with client objectives and lender policy.

Workshop complex scenarios with the Broker to refine deal positioning before presenting to lenders.

Lender Engagement & Application Preparation

Present scenarios to lenders with clear supporting documentation.

Engage with lenders to address queries on credit papers and loan scenarios.

Summarise outcomes from lender discussions to form clear client recommendations.

Structure client requirements into compliance-ready documentation.

Assist in preparing and presenting compliance documents and application forms to clients.

Application Submission & Post-Approval

Submit accurate and complete loan applications to lenders.

Review loan offer documents with clients, ensuring understanding and accuracy before execution.

Liaise with lenders on any post-submission queries or conditions.

Process Improvement & Collaboration

Work with the team to document and refine our end-to-end loan process for greater efficiency.

Contribute to ongoing improvements in systems, templates, and client experience.

Collaborate with team members to share insights, strategies, and best practices.

Key Skills & Attributes
We’re looking for someone who brings both technical expertise and a collaborative mindset. To thrive in this role, you will have:

Experience in credit analysis, loan processing, or para broking

(experience with complex lending structures highly regarded).

Strong analytical skills with the ability to interpret financial statements.

High attention to detail and accuracy in all aspects of data entry, calculations, and documentation.

Confidence in engaging with lenders, interpreting policy, and resolving credit queries.

Excellent written and verbal communication skills for client and lender interactions.

A proactive approach to identifying risks, opportunities, and process improvements.

Ability to manage multiple tasks and deadlines in a fast-paced environment.

Proficiency in loan application software and Microsoft Office Suite

(experience with broker CRMs advantageous).

A genuine interest in finance, lending, and helping clients achieve their goals.

Professionalism, integrity, and a positive, solutions-focused attitude.

Why Join 3Finance?

Work alongside a supportive, experienced team committed to your professional growth.

Gain exposure to a wide range of lending scenarios and client profiles.

Be part of a culture that values accuracy, efficiency, and client success.

Enjoy the flexibility of a permanent part-time or full-time role.

If you’re ready to bring your skills to a team that values your contribution and encourages you to grow, we’d love to hear from you.

APPLY NOW with your resume and a brief cover letter outlining your experience and interest in the role.