Mars Recruitment is partnering with a leading APRA-regulated, financial services organisation to find an experienced Senior Risk Manager to join the team. This role is critical to embedding and uplifting the First Line of Defence risk culture across lending operations, customer support, and deposit products. You'll work closely with business leaders, risk and compliance teams, and external auditors to ensure risk is proactively managed.

Key Responsibilities:

• Lead the design and implementation of the First Line of Defence Risk Framework across lending, deposits, and operations
• Own the RCSA, control environment, hindsight reviews, and quality assurance testing for operational processes
• Develop, maintain, and embed policies for credit, responsible lending, and deposit-taking activities
• Lead internal and external audit preparation, response coordination, and follow-up on findings
• Partner with 2LoD teams to ensure a proactive approach to compliance obligations and risk remediation
• Deliver risk and compliance training across operations and support a strong risk-aware culture
• Monitor, report, and investigate incidents and key risk indicators
• Manage Line 1 risk reporting for senior stakeholders, including ELT and Board committees
• Manage one direct report and mentor a small risk support team within Operations

Key Requirements:

• 10+ years' experience in banking or financial services, with proven expertise in Line 1 Risk, Business Risk, or Lending Operations
• Deep understanding of residential/commercial lending, deposit products, and associated risks
• Solid working knowledge of credit risk, responsible lending (RG209), and ASIC/APRA obligations
• Hands-on experience building and executing risk frameworks, control testing, and incident management
• Demonstrated ability to develop and maintain operational policies and procedures
• Excellent written and verbal communication skills, including experience producing reports for risk committees or Boards
• Experience managing external audits and engaging with internal and external stakeholders
• Self-starter with strong attention to detail and the ability to work independently in a lean, agile team environment
• Degree qualified in Business, Finance, Law or a related field (desirable)

Reach out to Abbey at [email protected] for more information.