Credit decisioning role specialising in complex proprietary deals

Your New Company
This is an opportunity to join one of the big 4 banks in Australia. Being a leading provider of integrated financial services which include retail, premium, business and institutional banking, the national credit division are looking to add specialist experience to their 7 existing teams. My client is committed to delivering exceptional customer service and risk-compliant credit decisions. With a range of rewards and benefits, including working from home, financial services discounts, additional leave options, share schemes and assistance with tertiary goals, this is a supportive place to work.

Your New Role
As a Credit Manager you will:

• Assess and decision on complex propriety applications from secured and consumer finance referrals
• Utilise your delegation to make sound and responsible credit decisions on complex applications, including self-employed, trust, multiple entities etc.
• Proactively communicate with relevant stakeholders, including directly with lenders
• Maintain adherence to policies and regulations, and support leadership and the team when required
• Make timely, risk-compliant credit decisions

What you'll need to succeed

To thrive in this role, you will:

• Have held a delegation previously and have decided on complex deals including self-employed
• Have a risk mindset with strong strategic thinking
• Understand APRA and ASIC regulatory requirements and be focused on continuous improvement
• Be skilled in understanding retail lending policies
• Have excellent communication and stakeholder management abilities

What You'll Get in Return

• Specialise in complex credit decisioning only
• Use one, efficient and up-to-date system
• Working with a leading big 4 bank offering career pathways
• A collaborative, engaged and customer-driven workplace.
• Opportunity to progress and extend your skillset into avenues including Product, Audit and Business Banking
• Exposure to strategic financial decision-making that makes an impact.
• A close-knit and fun culture offering working from home and flexible start times
• A diverse, inclusive, and friendly team culture that supports your success

What You Need to Do Now
If this opportunity excites you, don't hesitate to apply online or send an up-to-date CV to Harry Arthur. [email protected]