Lending Specialist - Part Time

Sydney NSW (Hybrid)

Mortgages (Banking & Financial Services)

Part time

We are a leading Australian Mortgage Manager who is a specialist mortgage lender - predominantly in SMSF mortgages.

We need a Lending Specialist who is experienced in loan processing and assessment of home loan applications, ideally in specialist mortgages such as SMSF or low-doc / alt-doc. It is important that you have had mortgage processing prior experience.

About the role:

What would a typical day look like in this role?

We are a very small team, with a supportive manager. Our applications come from three streams – referrer brokers, accountants and direct from public.

Your day would be a mix of new files for assessment and completing the follow-up on existing files. All files are home loan files, with SMSF mortgages dominating, and some alt-doc mortgages. These will include both PAYG and self-employed applicants and both purchases and refinance scenarios. You will have the satisfaction of taking the file from the initial submission all the way through to formal approval, including all the checks, valuations, searches, etc. that this entails. Another team handles settlements once formally approved.

As the role of Lending Specialist is to maximise the growth opportunities for the business, you will use your experience to give advice which helps to structure the deal in the best way possible for both the customer (ie rate or speed to Yes) and the business (ie which wholesale funder to use).

Aside from your team, your day-to-day interactions will be with the Brokers, other referrers, customers and wholesale lending partners credit team. It will be important that you are keeping them informed of the status of applications. In addition, you might want to run a few things past the scenarios team if the credit policy is unclear.

About you:

What would a suitable candidate have by way of skills and experience?

5+ years Mortgage Industry and Lending skills

Mortgage Processing and administration skills

Proficient with loan management systems such as LoanApp and MS Excel.

Highly organised, analytical, and detail-driven.

Excellent communication and interpersonal skills

Ability to work efficiently in a fast-paced environment

Discuss initial mortgage scenarios with potential customers / referrers

Collaborate with customers, brokers, accountants & wholesale lenders

Ability to manage workflows and follow up on issues in a timely manner.

Ideally solid knowledge of SMSF regulation and SMSF lending

What does Oxygen offer?

We offer an excellent working environment, training and competitive remuneration.

We have staff located across the country, including Brisbane, Perth and Sydney. You would be mostly working from home, working in collaboration on Teams and other software with other staff and external customers. We have an office in the Sydney CBD, which is located close to Wynard when in person meetings are required.

What is the recruitment process?

Our screening process will include a mixture of online screening and assessment tools. As a guide, you should expect the process to include the following components: resume screening, online video interview and live online and face to face Interviews.

If you are passionate about this role, and can demonstrate the skills and experience required, then we look forward to hearing from you!