About the role

Mont Capital is looking for a driven and ambitious Credit Analyst to join our growing team. You'll initially develop a strong foundation across residential lending, working closely with brokers and the credit team to structure, assess and progress transactions from application through to settlement. As your experience develops, you'll gain increasing exposure to commercial and business lending, including more complex credit scenarios.

Key responsibilities

Assist with the assessment, structuring and preparation of residential and commercial lending applications.

Review client financial information including income, liabilities, bank statements and supporting documentation.

Prepare high-quality loan submissions and supporting credit analysis.

Research lender policies and identify suitable lending solutions for different client scenarios.

Liaise with clients, brokers, banks and non-bank lenders throughout the application process.

Work with the team to progress applications from initial assessment through to approval and settlement.

Develop an understanding of business financials, servicing, security structures and commercial credit.

Maintain accurate client and deal information within CRM and lending systems.

Take increasing ownership of transactions as your knowledge and experience grows.

About you

Driven, motivated and eager to build a long-term career in finance and lending.

Commercially curious and interested in understanding how businesses and lending structures work.

Analytical, with strong attention to detail and comfortable working with numbers.

Organised and able to manage multiple transactions and priorities.

A clear and confident communicator.

Proactive, someone who asks questions, takes ownership and wants to improve.

Comfortable working in a fast-moving environment where no two deals are exactly the same.

Able to work collaboratively within a team while also operating independently.

Experience within mortgage broking, banking, credit or lending is highly regarded, particularly if you've had exposure to loan applications, credit assessment or lender policy.

May be in final year of a degree in Finance, Commerce, Accounting, Economics, Business or a related field, or working in mortgage broking, banking or as an early-career finance professional.

About us

Mont Capital is a growing finance brokerage working across residential, commercial, business and asset finance. You'll have the opportunity to work alongside experienced brokers and gain hands-on exposure to real transactions rather than being confined to one narrow part of the lending process.

Benefits

Exposure across both residential and commercial lending.

A structured pathway towards more complex business and commercial transactions.

Direct access to experienced brokers and credit professionals.

Hands-on learning across a broad range of lenders, products and credit scenarios.

Genuine responsibility as your capability develops.

Career progression within a growing finance business.

A supportive team environment where you can learn, develop and build your professional capability.

A high-performance environment where initiative, curiosity and ambition are valued.