Job Description

Ensuring credit risk management framework (including stress testing) is adequate and effective.

Reviewing credit applications for accuracy and compliance with quality standards.

Assessing creditworthiness and serviceability while adhering to lending regulations.

Drafting and reviewing credit risk management, lending, and large exposure and risk concentration related policies and procedures.

Ensuring compliance, audit and quality standards are met to minimise risk.

Offering advice on credit application, credit policy and documentation.

Conducting deep dive reviews of risk exposure and concentration, identify issues, propose enhancements to credit processes and report findings to senior management, Head Office and local regulators.

Review and oversee the submission of periodic credit risk reports to the Head Office and local regulators.

About You

Degree in Finance, Accounting, Economics, Business or related field; advanced qualification or risk accreditation is preferred.

Demonstrated knowledge of credit risk management frameworks, risk appetite and regulatory requirements (APRA & ASIC).

Outstanding stakeholder management skills with the ability to liaise, consult and advise internal and external stakeholders in a timely manner.

Excellent communication skills, both verbal and written.

Demonstrated problem-solving and decision-making skills.

Strong analytical, problem-solving and report-writing skills.

Leadership capability, high integrity, attention to detail and ability to challenge to business constructively.

An individual must be an Australian citizen, a permanent resident, or hold a valid temporary or provisional visa issued by the government