Part time Mortgage Parabroker / Credit Analyst

Cronulla - Sydney

· Flexible work arrangements

· Support a business experiencing exciting growth

· Work with people passionate about what they do

Waves Mortgage Brokers (and our sub-brand Education Home Loans) is a highly regarded boutique mortgage broking company located in Cronulla. We focus on residential home loans and take great pride in providing clients with a professional service to help them achieve their home ownership and financial objectives.

About the role:

Do you enjoy looking at loan scenarios and finding great lending solutions for clients without needing to worry about AOL and loan submissions?

Our business has grown through client advocacy, and we are looking for an experienced Parabroker/ Credit Analyst who can use their existing skills and knowledge to assess scenarios and research lender policies so we can match client lending needs with the right lender and lending product.

· Use lender serviceability calculators to assess borrowing capacity and loan feasibility

· Complete detailed analyses, including PAYG and self-employed income calculations and funds-to-complete evaluations

· Prepare and submit accurate lender comparisons, valuations, and pricing requests

· Review and process submission notes for lenders and finalise handover checklists

· Understand how to structure a loan to be presented to a lender

· Understanding of current lending policies

· Collection and maintenance of supporting documentation

· Liaising with lenders, clients, solicitors, accountants and appropriate third parties to ensure timely settlements

· Work alongside our amazing onshore loan processing team to ensure we meet our compliance obligations and ensure a smooth settlement

· Help deliver a personable, empathetic and professional service for clients. You must love being on the phone to clients to help and support them.

Potential candidate must possess the following skills and experience:

· Minimum 3 years of experience in the mortgage industry

· Have a thorough understanding of bank policies and procedures

· Experience interpreting payslips and business financial statements to undertake serviceability assessments

· Broker Engine, AOL and Quickli experience highly regarded but not essential

· Strong organisational skills and attention to detail

· Ability to work well under pressure, within a fast-paced environment

· You must have excellent customer relationship skills, and be able to nurture customers throughout their entire finance journey - this is not just a technical role.

Culture and Benefits

· Competitive remuneration - $80,000 pa plus Super FTE ($40,000 pa plus Super based on part time 0.5 FTE of 20 hours per week).

· Additional income opportunities for leads referred by you

· Location – flexibility to work from home with minimal days in Cronulla office required (approximately 1-2 days per week)

· Day off for your birthday – a day better spent not at work!

· Fun, relaxed work environment

· Long term opportunities for professional growth that meet your own goals whether that be transitioning to full time hours or becoming a broker yourself

So, if you would like to work in a client-centric business that has a well established reputation where you will be rewarded for your contribution, you are invited to submit your application to:

Andrew Diamond

Director – Waves Mortgage Brokers

[email protected]

0410502769