Launch your Career with One of Australia’s Fastest Growing Non-Bank Lenders

Wave Money was established to deliver residential mortgage solutions to an increasing pool of borrowers whose needs are being underserved by traditional bank and non-bank lending institutions.

Founded by a team of highly regarded and experienced industry veterans, we’re on a mission to deliver smarter residential mortgage solutions for borrowers who don’t fit the traditional banking mould. We do this by combining deep expertise, bespoke credit thinking, and a relentless focus on service — for our broker partners and their clients.

As one of the fastest growing non-bank lenders in Australia, we’re now looking for a bright and motivated Commerce/Finance Graduate to join our dynamic team and grow with us.

About the Role

This is more than just a graduate job — it’s your launchpad into the world of finance and lending.

As a Graduate Lending Analyst, you’ll get hands-on experience across core areas of our business through a structured rotation program that includes:

• Lending Operations – learn how deals are processed and supported from application through to settlement
• Credit Underwriting – learn the art and science behind assessing loan applications
• Product Management – get exposure to how lending products are built and improved
• Sales & Distribution – see how we grow our broker network and drive deal flow

You’ll work closely with senior leaders and get real responsibility from day one, all while building a strong foundation for your long-term career.

What We Offer:

This is a fantastic opportunity to kick-start your career in the finance industry working closely with the senior executives of the business with lots of scope for career growth and advancement.

• Real Career Progression – As a growing business, we invest in our people. You’ll be mentored by senior executives and supported to grow into bigger roles.
• Exposure Across the Business – Get a front-row seat to every part of a modern non-bank lender, from strategy to execution.
• Vibrant Culture – We’re fast-moving, collaborative, and serious about making work enjoyable and rewarding.
• Competitive Salary + Benefits – Be rewarded for your contribution and grow as we grow.

About You

Key attributes that will make you right for the role include:

• A recent Commerce/Finance graduate or with equivalent qualifications.
• Strong analytical and problem-solving skills
• Excellent attention to detail.
• Excellent communication and teamwork abilities.
• A genuine passion for finance, lending, and making a real impact.