About Resi

Resi Home Loans is a leading Australian non-bank mortgage lender, dedicated to providing brokers and their clients with flexible and innovative home loan solutions. As part of a growing business, we pride ourselves on delivering competitive products and outstanding customer service.

At Resi, we foster a positive and supportive workplace culture where collaboration, innovation, and professional growth are encouraged. We understand the importance of work-life balance, offering flexible working arrangements to help our team thrive. If you're looking to join a dynamic and forward-thinking organisation, Resi Home Loans is the place to build your career.

We are looking for an experienced Senior Credit Assessor to join our team as we continue to grow and enhance our lending operations. This is an exciting opportunity to work with a great team, contribute to process improvements, and play a key role in delivering efficient and responsible lending decisions. If you're passionate about credit assessment and want to be part of a dynamic, customer-focused business, we’d love to hear from you!

About the role:

• Credit Assessment & Decisioning – Assess residential mortgage applications in line with Resi’s lending policies and risk appetite.
• Approval Authority – Use your Delegated Lending Authority to approve loans within set limits or escalate complex deals as needed.
• Broker Support – Act as a trusted advisor to brokers, helping structure deals to improve approval outcomes.
• Policy & Process Improvement – Provide insights to refine credit policies, improve turnaround times, and enhance the broker experience.
• Risk Management – Identify emerging risks and ensure sound credit decisions that align with regulatory and compliance standards.
• Stakeholder Engagement – Work closely with BDMs, brokers, settlements, and compliance to ensure smooth loan approvals and settlements.
• Training & Mentorship – Support junior credit assessors by sharing expertise and providing training where needed.

About you:

• Experience – 5+ years in residential mortgage credit assessment, preferably within a non-bank or specialist lending environment.
• Technical Skills – Strong understanding of credit risk, financial analysis, and mortgage lending policies.
• Broker-Facing Experience – Comfortable communicating with brokers and structuring deals to achieve positive outcomes
• Decision-Making Ability – Demonstrated experience in exercising DLA and making sound credit decisions.
• Regulatory Knowledge – Familiarity with NCCP, responsible lending obligations, and non-bank lending practices.
• Team Player – Strong interpersonal skills with a collaborative mindset.